Profile Structure News Analysis Useful Banks Forum Links www.sberbank.biz
Deposits Credits Cards Ratings

Segments analysis: geographical segments

Official Site of
Sberbank of Russia

W
W
W
.
S
B
R
F
.
R
U


Sberbank of the USSR today

Savings bank of the USSR today, Azerbaijan

Savings bank of the USSR today, Armenia

Savings bank of the USSR today, Belarus

Savings bank of the USSR today, Georgia

Savings bank of the USSR today, Kazakhstan

Savings bank of the USSR today, Kyrgyzstan

Savings bank of the USSR today, Latvia

Savings bank of the USSR today, Lithuania

Savings bank of the USSR today, Moldova

Savings bank of the USSR today, Russia

Savings bank of the USSR today, Tajikistan

Savings bank of the USSR today, Turkmenistan

Savings bank of the USSR today, Uzbekistan

Savings bank of the USSR today, Ukraine

Savings bank of the USSR today, Estonia


RSS-channel

RSS


Map of the Site

Sitemap



Geographical segments


Report 2005: [ Company Overview | Balance Sheet | Income Statement | Cash Flows | Cash and Cash Equivalents | Trading Securities | Other Securities | Due from Other Banks | Loans and Advances to Customers | Other Assets | Due to Other Banks | Deposits from Individuals and Customer Accounts | Debt Securities in Issue | Other Borrowed Funds | Other Liabilities | Share Capital and Share Premium | Interest Income and Expense | Fee and Commission Income and Expense | Administrative and Other Operating Expenses | Income Taxes | Earnings per Share | Dividends | Business Segments | Geographical Segments | Geographical Risk | Currency Risk | Liquidity Risk | Capital Adequacy Ratio | Glossary ] [ Ratio Analysis | Statistics | Financial Data Schedule ]



Geographical Segments. Geographical segment information is based on the Bank's activity among its central head office and 17 regional head offices. The Bank has defined five geographical segments:

Geographical segmentName of territorial bankLocation of the regional head offices
MoscowCentral head officeMoscow
European RussiaSevernyYaroslavl
Severo-ZapadnySaint-Petersburg
Tsentralno-ChernozemnyVoronezh
Volgo-VyatskyNizhniy Novgorod
PovolzhskySamara
SrednerusskyMoscow
Severo-KavkazskyStavropol
Yugo-ZapadnyRostov-on-Don
UralZapadno-UralskyPerm
UralskyEkaterinburg
Western SiberiaSibirskyNovosibirsk
AltaiskyBarnaul
Zapadno-SibirskyTumen
Eastern Siberia and Far EastSevero-VostochnyMagadan
DalnevostochnyKhabarovsk
Vostochno-SibirskyKrasnoyarsk
BaikalskyIrkutsk


The Bank's reporting by geographical segments as of 31 December 2005 is as follows:

(In thousands of Russian Roubles)
 MoscowEuropean RussiaUralWestern SiberiaEastern Siberia and Far EastUnallo catedTotal
Assets
Cash and cash equivalents67 734 07436 873 6326 436 9606 078 7966 245 209-123 368 671
Mandatory cash balances with the CBRF-----56 808 77956 808 779
Trading securities131 456 309317 805-26 98314 330-131 815 427
Other securities at fair value through profit or loss217 241 3328 884 54963754 347400 600-227 280 891
Due from other banks25 932 229-----25 932 229
Loans and advances to customers661 933 444680 282 912168 992 431143 864 777132 214 660-1 787 288 224
Repurchase receivable1 658 705-----1 658 705
Investment securities held to maturity28 398 916-----28 398 916
Premises and equipment24 307 32951 560 45910 551 43511 144 1089 286 505-106 849 836
Other assets-----23 725 83923 725 839
Total assets1 158 662 338777 919 357185 980 889161 869 011148 161 30480 534 6182 513 127 517
Liabilities
Due to other banks13 378 2174 572 2612 469 2373 601 762890 783-24 912 260
Deposits from individuals427 695 906729 935 181123 547 294111 552 151121 571 272-1 514 301 804
Customer accounts256 927 939186 492 97437 825 30839 077 69026 482 052-546 805 963
Debt securities in issue32 007 14430 912 40111 321 0478 133 8144 515 122-86 889 528
Other borrowed funds62 963 865-----62 963 865
Deferred income tax liability-----2 330 4192 330 419
Other liabilities-----14 462 11214 462 112
Subordinated debt29 393 050-----29 393 050
Total liabilities822 366 121951 912 817175 162 886162 365 417153 459 22916 792 5312 282 059 001
Interest income91 115 11592 619 70022 849 03220 061 13318 876 874-245 521 854
Interest expense(33 560 974)(36 575 759)(7 180 488)(5 975 062)(5 856 671)-(89 148 954)
Gains less losses arising from trading securities and other securities at fair value through profit or loss17 822 016(1 092 640)(194 391)(107 566)(282 797)-16 144 622
Gains less losses arising from investment securities available for sale4 709-----4 709
Gains less losses arising from investment securities held to maturity4 180 969-----4 180 969
(Losses net of gains)/gains less losses from trading in foreign currencies(3 145 201)1 725 531151 273209 963327 871-(730 563)
Fee and commission income4 594 38720 382 6603 326 3664 077 1384 549 151-36 929 702
Fee and commission expense(1 061 024)(38 750)(8 680)(11 385)(26 945)-(1 146 784)

Assets
Total assets Cash and cash equivalents Loans and advances to customers Premises and equipment

Liabilities
Total liabilities Due to other banks Deposits from individuals Customer accounts Debt securities in issue

Interest income, Interest expense
Interest income Interest expense

Fee and commission income, Fee and commission expense
Fee and commission income Fee and commission expense


Data and information is provided for informational purposes only, and is not intended for trading purposes.
Neither www.sberbank.biz nor any of its data or content providers shall be liable for any errors or delays in the content, or for any actions taken in reliance thereon.
Rambler's Top100 WWW.SBERBANK.BIZ

www.sberbank.biz - site about savings banks