Financial data schedule

Official Site of
Sberbank of Russia

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Financial data schedule

<NAME>      Savings Bank of the Russian Federation ("Sberbank")

<LEGEND>
This schedule contains summary financial information extracted from the audited 
consolidated balance sheet as of December 31, 2005 and the audited consolidated 
statement of income for the twelve months ended December 31, 2005 of Sberbank 
and is qualified in its entirety by reference to such financial statements.
<LEGEND>

                                                     <MULTIPLIER> 1,000

<PERIOD-TYPE>                                   12-MOS
<FISCAL-YEAR-END>                                           31-DEC-2005
<PERIOD-START>                                              01-JAN-2005
<PERIOD-END>                                                31-DEC-2005
<CASH>                                                      123,368,671 
<LOANS>                                                   1,787,288,224 
<TOTAL-ASSETS>                                            2,513,127,517 
<DEPOSITS>                                                1,514,301,804 
<CUSTOMER-ACCOUNTS>                                         546,805,963 
<TOTAL-LIABILITIES>                                       2,282,059,001 
<SHARE-CAPITAL>                                              20,980,583 
<RETAINED-EARNINGS>                                         184,198,613 
<TOTAL-EQUITY>                                              231,068,516 
<TOTAL-LIABILITIES-AND-EQUITY>                            2,513,127,517 
<INTEREST-INCOME>                                           245,521,854 
<INTEREST-EXPENSE>                                           89,148,954 
<INTEREST-INCOME-NET>                                       156,372,900 
<PROVISION-FOR-LOAN-IMPAIRMENT>                              19,601,682 
<INTEREST-INCOME-NET-AFTER-PROVISION-FOR-LOAN-IMPAIRMENT>   136,771,218 
<FEE-AND-COMMISSION-INCOME>                                  36,929,702 
<FEE-AND-COMMISSION-EXPENSE>                                  1,146,784 
<INCOME-PRETAX>                                              87,621,496 
<INCOME-PRE-EXTRAORDINARY>                                   87,621,496 
<EXTRAORDINARY>                                                       0
<CHANGES>                                                             0
<INCOME-TAX>                                                 21,813,964 
<NET-INCOME>                                                 65,807,532 
<EPS-BASIC>                                                       3.454 
<EPS-DILUTED>                                                     3.454

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		Financial data schedule
Official Site of Sberbank of Russia W W W . S B R F . R U Sberbank of the USSR today RSS-channel Map of the Site	Financial data schedule Report 2005: [ Company Overview \| Balance Sheet \| Income Statement \| Cash Flows \| Cash and Cash Equivalents \| Trading Securities \| Other Securities \| Due from Other Banks \| Loans and Advances to Customers \| Other Assets \| Due to Other Banks \| Deposits from Individuals and Customer Accounts \| Debt Securities in Issue \| Other Borrowed Funds \| Other Liabilities \| Share Capital and Share Premium \| Interest Income and Expense \| Fee and Commission Income and Expense \| Administrative and Other Operating Expenses \| Income Taxes \| Earnings per Share \| Dividends \| Business Segments \| Geographical Segments \| Geographical Risk \| Currency Risk \| Liquidity Risk \| Capital Adequacy Ratio \| Glossary ] [ Ratio Analysis \| Statistics \| Financial Data Schedule ] Financial Data Schedule. <NAME> Savings Bank of the Russian Federation ("Sberbank") <LEGEND> This schedule contains summary financial information extracted from the audited consolidated balance sheet as of December 31, 2005 and the audited consolidated statement of income for the twelve months ended December 31, 2005 of Sberbank and is qualified in its entirety by reference to such financial statements. <LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> 31-DEC-2005 <PERIOD-START> 01-JAN-2005 <PERIOD-END> 31-DEC-2005 <CASH> 123,368,671 <LOANS> 1,787,288,224 <TOTAL-ASSETS> 2,513,127,517 <DEPOSITS> 1,514,301,804 <CUSTOMER-ACCOUNTS> 546,805,963 <TOTAL-LIABILITIES> 2,282,059,001 <SHARE-CAPITAL> 20,980,583 <RETAINED-EARNINGS> 184,198,613 <TOTAL-EQUITY> 231,068,516 <TOTAL-LIABILITIES-AND-EQUITY> 2,513,127,517 <INTEREST-INCOME> 245,521,854 <INTEREST-EXPENSE> 89,148,954 <INTEREST-INCOME-NET> 156,372,900 <PROVISION-FOR-LOAN-IMPAIRMENT> 19,601,682 <INTEREST-INCOME-NET-AFTER-PROVISION-FOR-LOAN-IMPAIRMENT> 136,771,218 <FEE-AND-COMMISSION-INCOME> 36,929,702 <FEE-AND-COMMISSION-EXPENSE> 1,146,784 <INCOME-PRETAX> 87,621,496 <INCOME-PRE-EXTRAORDINARY> 87,621,496 <EXTRAORDINARY> 0 <CHANGES> 0 <INCOME-TAX> 21,813,964 <NET-INCOME> 65,807,532 <EPS-BASIC> 3.454 <EPS-DILUTED> 3.454
Data and information is provided for informational purposes only, and is not intended for trading purposes. Neither www.sberbank.biz nor any of its data or content providers shall be liable for any errors or delays in the content, or for any actions taken in reliance thereon. WWW.SBERBANK.BIZ www.sberbank.biz - site about savings banks